Human PlanetInnovative Finance AcademyChildFund Alliance

2.4 EIGHT SECTORS

Eight sector cards, each with its payer and its instrument

7 min

Sector

Water and sanitation

Blended facility, leasing, water credits

Who pays
Users, utilities, aid agencies, water credit buyers
What is bought
Litres delivered and working water points
Instrument
Blended facility, leasing, water credits
Proof point
EUR 3m outcome funding for school WASH and menstrual health, Ethiopia

Sector

Climate adaptation

Blended debt fund, parametric insurance

Who pays
Farmers, climate funds, insurers
What is bought
Resilient income and avoided losses
Instrument
Blended debt fund, parametric insurance
Proof point
3x targeted income increase for 10,000 tribal households, TRIAD Fund

Sector

Carbon and nature

Carbon prepayment and benefit sharing

Who pays
Credit buyers and prepaying investors
What is bought
Tonnes removed or avoided
Instrument
Carbon prepayment and benefit sharing
Proof point
Carbon to Care, Chiapas, 50 percent of revenue to communities

Sector

Women's enterprise and agriculture

Guarantee, impact-linked loan, revolving fund

Who pays
Enterprise income, off-takers, local lenders
What is bought
Businesses active and loans repaid
Instrument
Guarantee, impact-linked loan, revolving fund
Proof point
+17 percent household consumption, Refugee Livelihoods DIB, Jordan

Sector

Youth enterprise and circular economy

Seed fund, recoverable grant, impact-linked loan

Who pays
Enterprise revenue and corporate buyers
What is bought
Enterprises that survive and grow
Instrument
Seed fund, recoverable grant, impact-linked loan
Proof point
93 percent repayment on guarantee-backed loans, India

Sector

Employment and vocational training

Social impact bond, employer co-funding

Who pays
Employment agencies and employers
What is bought
Jobs held for 90 days
Instrument
Social impact bond, employer co-funding
Proof point
40 percent employment against 19 percent for the control group, Brussels

Sector

Education, early childhood and care

Outcome fund, education impact bond

Who pays
Ministries, outcome funds, employers
What is bought
Learning gains and childcare places
Instrument
Outcome fund, education impact bond
Proof point
300,000 children paid on learning gains, Quality Education India DIB

Sector

Child protection and online safety

Social impact bond, prevention outcome fund

Who pays
Public authorities and tech foundations
What is bought
Placements avoided, harm reduced
Instrument
Social impact bond, prevention outcome fund
Proof point
EUR 19m potential savings from avoided foster placements, France
Lesson 4 of 8